Medicare

Medicare Overview

Medicare is a health insurance program for individuals 65 years of age and older and some individuals under 65 with disabilities or any age with end-stage renal disease. To learn more about the different parts of Medicare, navigate to OPM’s Medicare page.

General Medicare Resources

Medicare Enrollments

Most people cannot enroll for Medicare prior to age 65. You are encouraged to apply for benefits 3 months prior to your 65th birthday, but you are not required to enroll in Medicare. Most Federal employees and annuitants are entitled to Medicare Part A at age 65 without cost. Refer to OPM’s Medicare page for detailed information about other Medicare options.

If you have Medicare, are still working and enrolled in FEHB, your FEHB coverage is your primary insurance. Once you retire, your Medicare becomes your primary insurance.

For questions about or to apply for Medicare, contact the Social Security Administration at 1-800-772-1213 or go online at https://www.ssa.gov/medicare/sign-up.