Long Term Care

Important Notice:  Suspension of New Applications

The Office of Personnel Management (OPM) is suspending new applications for coverage in the FLTCIP to allow OPM and the FLTCIP administrator time to thoroughly assess the benefit offerings and establish sustainable premium rates that reasonably and equitably reflect the cost of the benefits provided.  The suspension period begins December 19, 2022, and will remain in effect for 24 months, unless OPM decides to end or extend the suspension period.

Eligible individuals who submit an application for FLTCIP coverage to the program administrator, Long Term Care Partners, LLC, prior to the start of the suspension period, will have their application considered.

The enrollment status or benefit eligibility of current enrollees does not change. Your coverage will continue if you are currently enrolled. For those in a claim status, there is no change to coverage or the claims reimbursement process.

Questions may be directed to Long Term Care Partners at 1 800-582-3337,

The Federal Long Term Care Insurance Program (FLTCIP) offers care that you need if you can no longer perform everyday tasks by yourself due to a chronic illness or disability. LTC also includes the supervision you might need due to a severe cognitive impairment (such as Alzheimer’s disease). Your spouse, parents, and parents-in-law are also eligible to apply. Although there is no Federal Government contribution towards the premium, the cost is competitive.

Additional Information

Can we make this page better?

Let us know if you can't find the information you need, have a suggestion for improving this page, or found an error.

If your question requires an immediate response, please use the Contact Us form.

Do not include personally identifiable information (PII). Please review our privacy policy.