Insurance Programs

As a Federal employee, you may be able to enroll in health, life, dental, and vision insurance and apply for long term care insurance. Click on the tabs below to find out information about each program.

Making Changes

If currently enrolled and you experience a life event, you may be able to make a change within a specific timeframe. Common qualifying life events (QLE) include marriage, divorce, birth of a child, and a spouse's loss of health coverage. Otherwise you must wait until the annual open season to make changes, which runs from mid-November through mid-December. For questions, send an email to AskBenefits.

Marriage-Impact on Benefits

Divorce - Impact on Benefits

Birth of Child - Impact on Benefits

Retirement & Employee Benefits Branch Locations

If currently enrolled and you experience a life event you may be able to make a change within a specific timeframe. Common qualifying life events (QLE) include marriage, divorce, birth of a child, and a spouse's loss of health coverage. Otherwise you must wait until the annual open season to make changes, which runs from mid-November through mid-December. For questions, send an email to AskBenefits.

Bethesda Office
Retirement & Employee Benefits Branch
31 Center Drive MSC 2215
Bldg 31, Room 1B37
Bethesda MD 20892-2215

  • Telephone: (301) 496-2404
  • Fax: (301) 402-5506

North Carolina Office
Retirement & Employee Benefits Branch
PO Box 12233 (K1-01)
Keystone/Rm 1105
Research Triangle Park, NC 27709

  • Telephone: (984) 287-3044
  • Fax: (919) 541-3659