The IRS has increased the Flexible Spending Account (FSA) contribution limits for the Health Care Flexible Spending Account (HCFSA) and the Limited Expense Health Care FSA (LEX HCFSA). For 2025, participants may contribute up to an annual maximum of $3,300 for a HCFSA or LEX HCFSA.
The Dependent Care FSA (DCFSA) maximum annual contribution limit did not change for 2025. It remains at $5,000 per household or $2,500 if married, filing separately.
The minimum annual election for each FSA remains unchanged at $100.
You may enroll in an FSA for 2025 during the current Benefits Open Season which runs through December 9, 2024, midnight ET. For FSA information on the Open Season, view the FSA Open Season announcement. If you want an FSA in 2025, you must enroll for 2025 during the Open Season. Your 2024 enrollment will not automatically continue into next year.
To enroll or make a change to your contribution amount for 2025, or if you have questions, contact FSAFEDS by calling 1-877-372-3337 or by going to www.FSAFEDS.gov.