In addition to my Basic coverage, can I elect Optional coverage?

Yes.  All legally married same-sex spouses and children of legal same-sex marriages are now eligible family members under the FEGLI Program.  This means that employees may add coverage for a same-sex spouse and any newly eligible children under Option C. Optional coverage can only be elected during Open Season or if you have a Qualifying Life Event. FEGLI offers three types of Optional coverage:

  • Option A (Standard) has a $10,000 value.
  • Option B (Additional) equals one to five multiples of your annual basic pay (after rounding up to the next $1,000).
  • Option C (Family) provides coverage for your spouse and eligible children. Again, you can choose one to five multiples of coverage. Each multiple is equal to $5,000 (up to a $25,000 maximum) for your spouse and $2,500 (up to a $12,500 maximum) for each eligible child.