It depends. The following applies:
If the employee had a Self and Family enrollment at the date of death and a survivor annuity is payable, the surviving spouse can continue health insurance coverage.
- The enrollment must be immediate, and there can be no lapse in coverage.
- The premiums will be deducted from the survivor annuity.
If the employee had a Self and Family enrollment at the date of death, but no survivor annuity is payable--these survivors are not eligible for Temporary Continuation of Coverage.
- The enrollment in Temporary Continuation of Coverage will terminate within 30 days.
- The survivor has the right to convert to an individual policy within 30 days.
If the employee had a Self Only enrollment at the date of death, the enrollment terminates at death with no right to enroll or convert for the survivor.