Reducing Or Cancelling Your Federal Employees Group Life Insurance (FEGLI) Coverage

Fri, Nov 6th 2020, 8:30pm EST

You may reduce or cancel your FEGLI coverage at any time by completing the Life Insurance Election Form, SF 2817, and submitting it to the Retirement and Employee Benefits Branch (REBB) at 31 Center Drive, Bldg 31/Rm 1B37, Bethesda, MD 20892-2215.  The REBB Office at NIEHS is located at PO Box 12233, Keystone/Rm 1105, Research Triangle Park, NC 27709.  If you want to reduce your life insurance coverage, sign only for the coverage you want to keep.   You cannot elect coverage that you don’t already have.  If you want to cancel all life insurance coverage, sign in Box 5.   A wet/original signature is required on the form, instead of an electronic signature.  (Exception:  If you have assigned your life insurance by transferring ownership to another person or to a company, then you cannot cancel or reduce your Basic, Option A, or Option B coverage.)

To calculate the bi-weekly cost for your FEGLI coverage use the FEGLI calculator.

There are only certain opportunities in which you may enroll in the FEGLI Program or increase your coverage.  The opportunities are: 

  1. There must be a FEGLI Open Season, which is very rare; or
  2. You must experience a Qualifying Life Event; or
  3. You may take a physical exam to request coverage if it has been at least 1 year since you waived coverage. 

Questions may be directed to your Benefits Contact or AskBenefits@nih.gov.

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